Stephanie Marie Graveshas been in the Mortgage Industry for 24 years and is considered an expert. Her experience is underwriting and sharp attention to detail makes her an extra special Loan Originator.  She has been licensed by the California Bureau of Real Estate since 2001 and enjoys meeting her clients face-to-face for a more personal  mortgage experience.  Since Stephanie is a Mortgage Broker, she has the ability to get the lowest market rates and fees available.  Not only will she handle the Loan Officer responsibilities, she will also process your loan with the care only she can provide to expedite your loan efficiently.


We strive to stay in the know and offer you options to stay abreast of changing laws and opportunities.

AUGUST 2017​ - Announcement from Fannie Mae regarding underwriting changes.  Call for details!  This is a great sign from the Underwriting World that guidelines are loosening a bit.




Upcoming Events



Looking to improve your cash flow or consolidate your debt?  Our loan officers take the time to find the right loan solution for you.


New Construction

Planning on buying a newly constructed home? Our brokers can offer special financing and rates through construction completion.

About Us

We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to  form a loan that is exclusively for you.